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Certificate of Deposit (CD) Rates and Information

CDs are available to any depositor (individuals, corporations, government entities, etc.) with terms from three months to five years.  CDs will automatically renew at the interest rate in effect on the maturity date if the funds are not withdrawn by the end of the 10-day grace period following maturity.

Penalty for early withdrawal:

  • 3-12 month CD - Loss of one month's interest on amount withdrawn
  • 18-47 month CD - Loss of three months' interest on amount withdrawn
  • 48 month CD or longer - Loss of six months' interest on amount withdrawn

Not sure which CD is right for you? Use the following table to find the rate tier and interest payment options that best match your needs. View current CD Rates.


CD TermRate TiersInterest Options
3 months
  • $2,500
  • $5,000
  • $100,000
  • Monthly compounding or
  • Monthly or quarterly check or
  • Monthly or quarterly deposit to NNB account
6 months
  • $2,500
  • $5,000
  • $100,000
  • Monthly compounding or
  • Monthly, quarterly, semiannual check or
  • Monthly, quarterly, or semiannual deposit to NNB account
12 months
18 months
  • $5,000
  • $100,000
  • Monthly compounding or
  • Monthly, quarterly, semiannual, or annual check or
  • Monthly, quarterly, semiannual, or annual deposit to NNB account
24 months
30 months
36 months
48 months
60 months