We offer home loans (and helpful resources) for first time buyers.

And we're not one-size-fits-all. Find the right mortgage for you with our different home loan programs.

First Time Loan Grid

Family Backed Mortgages

  • Leverage the equity of a family member’s property
  • Ideal for first-time borrowers
  • Purchase a home with no money down
This is a mortgage where you don’t have to put money down, which is really freeing news for first-time homebuyers.

Tanja Sheaffer, Loan Officer

Estimate monthly payments with our interactive Mortgage Calculator

Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.

Update the calculator's prepopulated sample figures to get started.

All fields are required.

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

  • My daughter’s 25, and we were looking for a house for her to buy, to get out on her own. I talked to my bank about a loan for her, but she doesn’t have credit yet. So they actually referred me to Brenda at Norry Bank, and she did a great job with everything. She answered all of my emails right away, and I couldn’t be more pleased with our experience. Now my daughter owns the house across the street from where she was born.Rus Hanson | Sunbury, PA


We're here to help.

Our personal lenders are ready to be of assistance.