Ever wonder what your credit score is right now?

Now you can see your score whenever you want with CreditSense powered by SavvyMoney®.

CreditSense is a free, comprehensive credit score program for Norry Bank customers that helps you stay on top of your credit.

With CreditSense you can:

  • Access your credit score daily.
  • Receive real-time credit monitoring alerts.
  • Obtain a personalized credit report.
  • View the credit score simulator.
  • Receive recommendations for other products.

CreditSense monitors your credit report daily and informs you by email if there are any big changes detected such as a new account being opened, a change in address or employment, a delinquency has been reported or if a credit inquiry has been made.

Get started for free by clicking on “Credit Score” through our Online Banking or the Norry Bank Mobile App.  

Frequently Asked Questions (FAQs)

Q: How can I access my credit score?
A: Credit Sense is built into Norry Bank’s online and mobile banking, so you don’t need a separate login. However, you must enroll and agree to the terms and conditions before using the product.

Q: Is there a cost to use CreditSense?
A: Norry Bank provides CreditSense services and products at no additional cost to our customers. No credit card information is required to enroll.

Q: Will CreditSense share my credit score with Norry Bank?
A: No, you can read CreditSense’s privacy policy here: https://www.savvymoney.com/privacy-policy/.

Q: How often does my credit score get updated?
A: If you regularly access your accounts through online and/or mobile banking, your credit score will be updated every seven (7) days and displayed within the online and/or mobile banking platform. You can also refresh your credit score and full report every 24 hours by clicking “Refresh Score” and navigating to the detailed CreditScore Dashboard within online and/or mobile banking.

Q: Will my credit score be “pinged” and potentially lowered?
A: Checking your credit score with CreditSense is a “soft inquiry,” which will not affect your credit score.

Q: What if the information appears to be inaccurate on CreditSense?
A: Each credit bureau has its process for correcting inaccurate information, but every user can file a dispute by clicking on the “Dispute” link within their credit report.

Q: Will this score be used when I apply for a loan with Norry Bank?
A: No, our financial institution uses our lending criteria when making final loan decisions and no access to your CreditSense credit score.

Watch a video for an overview of CreditSense.

CreditSense services are provided by SavvyMoney, Inc. and do not represent any agreement by The Northumberland National Bank to provide any product, service, or other benefit to me. Information provided by SavvyMoney, Inc. is for educational purposes only and does not represent accounting, tax, legal, real estate, mortgage, and financial planning or investment advice by Norry Bank. The credit report and score are not used to determine loan rates or approval purposes; loan rates and approvals are based on information provided separately to The Northumberland National Bank when you apply for a loan. The credit score found in the credit report used by Norry Bank may be different than the credit score provided by CreditSense (powered by SavvyMoney, Inc.).